Income Tax Return Filing: A Step-by-Step Guide for Salaried Employees

By KCJM, Chartered Accountants | Excellence in Everything We Do

Income Tax Return (ITR) filing is a crucial responsibility for every salaried individual in India. Whether you are looking to claim a refund, avoid notices, or simply stay compliant, accurate and timely filing of ITR ensures peace of mind and financial clarity.

At KCJM, Chartered Accountants, we help individuals and businesses across India with expert ITR filing services. Here’s a step-by-step guide tailored for salaried employees to help you file your returns confidently.

Step 1: Collect Your Documents

Before you begin, ensure you have the following:

• Form 16: Issued by your employer summarizing your salary and TDS details.
• PAN and Aadhaar card for identity verification.
• Bank account details for refund processing.
• Investment proofs: For deductions under Section 80C, 80D, etc.
• Form 26AS and AIS: Verify your TDS and income details on the Income Tax portal.

Step 2: Choose the Correct ITR Form

For most salaried individuals, ITR-1 (Sahaj) is applicable if:

• Your income is up to ₹50 lakh
• You have income from salary, one house property, and other sources (like interest income)

If you have capital gains or foreign income, other ITR forms may be applicable. Consult our experts if you’re unsure which form to use.

Step 3: Log in to the Income Tax Portal

Visit the official portal: www.incometax.gov.in and log in using your PAN (used as the user ID) and password. If you don’t have an account, register using your PAN, Aadhaar, and email ID.

Step 4: Pre-fill and Verify Data

Use the “File Income Tax Return” option. The portal allows pre-filled forms—verify the information pulled from Form 16, Form 26AS, and AIS. Correct any discrepancies before proceeding.

Step 5: Claim Deductions

Ensure you claim eligible deductions to reduce your taxable income:

• Section 80C (LIC, PPF, ELSS, etc.)
• Section 80D (Medical Insurance)
• Section 24(b) (Home Loan Interest)
• Section 10 (HRA, LTA, etc. if applicable)

Step 6: Compute and Verify Tax Liability

The system auto-calculates your total tax liability. Verify the figures, especially TDS already deducted by your employer. If additional tax is due, pay it via Challan 280 before proceeding.

Step 7: Submit and E-Verify Your Return

After review, submit the return. Then, e-verify using one of the following methods:

• Aadhaar OTP
• Net banking
• Bank ATM
• Digital Signature Certificate (DSC)

Note: Without e-verification, your ITR is considered invalid.

Step 8: Track Refund and Acknowledgment

Once e-verified, download the ITR-V (Acknowledgment). You can track your refund status in the portal’s “My Account” section.

Why Choose KCJM Chartered Accountants for ITR Filing?

With over 20 years of experience, our team of Chartered Accountants ensures accurate and hassle-free filing. We assist in:

• Maximizing deductions and exemptions
• Identifying errors and avoiding notices
• Filing past and revised returns
• Handling refund delays and communication with the department

💼 Need help filing your Income Tax Return?
Reach out to KCJM, Chartered Accountants for trusted and professional ITR filing services.

🌐 https://kcjm.in
📧 support@kcjm.in
📞 Call us today for a consultation!

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